{"id":511,"date":"2026-02-13T13:25:56","date_gmt":"2026-02-13T13:25:56","guid":{"rendered":"https:\/\/arttmedia.com\/?p=511"},"modified":"2026-02-13T13:25:57","modified_gmt":"2026-02-13T13:25:57","slug":"guvernatori-i-bqk-se-prezanton-para-mediave-konkluzionet-nga-perfundimi-i-misionit-te-fmn-se-sipas-nenit-iv","status":"publish","type":"post","link":"https:\/\/arttmedia.com\/?p=511","title":{"rendered":"Guvernatori i BQK-s\u00eb prezanton para mediave konkluzionet nga p\u00ebrfundimi i Misionit t\u00eb FMN-s\u00eb sipas Nenit IV"},"content":{"rendered":"\n
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Guvernatori i Bank\u00ebs Qendrore t\u00eb Republik\u00ebs s\u00eb Kosov\u00ebs (BQK), z. Ahmet Ismaili s\u00eb bashku me Ministrin e Financave, z. Hekuran Murati dhe Shefin e Misionit t\u00eb Fondit Monetar Nd\u00ebrkomb\u00ebtar (FMN) p\u00ebr Kosov\u00ebn, z. David Amaglobeli, u paraqit\u00ebn para mediave p\u00ebr t\u00eb prezantuar konkluzionet e Misionit t\u00eb rishikimit sipas Nenit IV, i zhvilluar n\u00eb Kosov\u00eb nga 3 deri m\u00eb 13 shkurt 2026.<\/p>\n\n\n\n

N\u00eb fjal\u00ebn e tij, Guvernatori Ismaili fal\u00ebnderoi FMN-n\u00eb p\u00ebr bashk\u00ebpunimin e vazhduesh\u00ebm dhe mb\u00ebshtetjen profesionale, duke theksuar se diskutimet gjat\u00eb Misionit jan\u00eb fokusuar n\u00eb zhvillimet makroekonomike dhe financiare, perspektiv\u00ebn ekonomike dhe prioritetet e politikave n\u00eb sektorin financiar.<\/p>\n\n\n\n

Ai vler\u00ebsoi se ekonomia e Kosov\u00ebs vazhdon t\u00eb paraqes\u00eb q\u00ebndrueshm\u00ebri dhe ecuri pozitive, duke ndjekur nj\u00eb trajektore t\u00eb q\u00ebndrueshme t\u00eb rritjes, pavar\u00ebsisht sfidave dhe rreziqeve t\u00eb jashtme q\u00eb k\u00ebrkojn\u00eb v\u00ebmendje t\u00eb vazhdueshme. Sektori financiar, ve\u00e7an\u00ebrisht ai bankar, mbetet i q\u00ebndruesh\u00ebm, i kapitalizuar mir\u00eb, me likuiditet t\u00eb lart\u00eb dhe me nivel t\u00eb ul\u00ebt t\u00eb kredive joperformuese.<\/p>\n\n\n\n

Guvernatori Ismaili theksoi se kreditimi bankar ka sh\u00ebnuar rritje vjetore prej 14.7%, nd\u00ebrsa depozitat jan\u00eb rritur me 13.0%. Kredit\u00eb joperformuese mbeten n\u00eb nivel t\u00eb ul\u00ebt prej 2.1%, t\u00eb mb\u00ebshtetura nga nivel i lart\u00eb i provizionimit. Raporti i mjaftueshm\u00ebris\u00eb s\u00eb kapitalit ka arritur n\u00eb 17.2%, mbi k\u00ebrkes\u00ebn rregullative prej 14.0%, nd\u00ebrsa treguesit e likuiditetit (LCR dhe NSFR) mbeten duksh\u00ebm mbi kufijt\u00eb e p\u00ebrcaktuar rregullativ\u00eb.<\/p>\n\n\n\n

Duke folur p\u00ebr reformat, Guvernatori Ismaili informoi se BQK ka b\u00ebr\u00eb progres t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb zbatimin e rekomandimeve t\u00eb m\u00ebparshme t\u00eb Nenit IV. N\u00eb fush\u00ebn e mbik\u00ebqyrjes bankare \u00ebsht\u00eb finalizuar drafti i par\u00eb i Manualit t\u00eb SREP-it dhe jan\u00eb zhvilluar instrumente t\u00eb avancuara p\u00ebr vler\u00ebsimin e rreziqeve dhe automatizimin e proceseve mbik\u00ebqyr\u00ebse.<\/p>\n\n\n\n

Ai po ashtu theksoi se miratimi dhe publikimi i Ligjit t\u00eb ri p\u00ebr Bankat p\u00ebrb\u00ebn nj\u00eb reform\u00eb madhore, e cila forcon q\u00ebndrueshm\u00ebrin\u00eb e sektorit bankar dhe p\u00ebrfaq\u00ebson nj\u00eb hap t\u00eb r\u00ebnd\u00ebsish\u00ebm drejt integrimit n\u00eb Bashkimin Evropian. Ky Ligj \u00ebsht\u00eb zhvilluar me mb\u00ebshtetjen e FMN-s\u00eb n\u00eb kuad\u00ebr t\u00eb konsultimeve t\u00eb Nenit IV, Marr\u00ebveshjes Stand-By (SBA) dhe Instrumentit p\u00ebr Rezilienc\u00eb dhe Q\u00ebndrueshm\u00ebri (RSF), t\u00eb p\u00ebrfunduara me sukses vitin e kaluar.<\/p>\n\n\n\n

N\u00eb aspekt t\u00eb stabilitetit financiar dhe n\u00eb fush\u00ebn e menaxhimit t\u00eb krizave, po finalizohet korniza e rishikuar p\u00ebr Mb\u00ebshtetjen e Likuiditetit Emergjent, nd\u00ebrsa Ligji i ri p\u00ebr Sigurimin e Depozitave pritet t\u00eb avancoj\u00eb me mb\u00ebshtetjen e Bank\u00ebs Bot\u00ebrore. Gjithashtu, po forcohet korniza makroprudenciale dhe kapacitetet analitike p\u00ebrmes zhvillimit t\u00eb modeleve t\u00eb reja makroekonomike dhe projekteve shum\u00ebvje\u00e7are t\u00eb asistenc\u00ebs teknike me FMN-n\u00eb.<\/p>\n\n\n\n

N\u00eb aspektin e qeverisjes dhe transparenc\u00ebs, shumica e rekomandimeve t\u00eb Vler\u00ebsimit t\u00eb Masave Mbrojt\u00ebse (Safeguards Assessment) jan\u00eb zbatuar, nd\u00ebrsa raporti i vler\u00ebsimit sipas Kodit t\u00eb Transparenc\u00ebs s\u00eb Bankave Qendrore (CBT) s\u00eb FMN-s\u00eb \u00ebsht\u00eb n\u00eb faz\u00eb p\u00ebrfundimtare, me vler\u00ebsime t\u00eb larta p\u00ebr BQK-n\u00eb.<\/p>\n\n\n\n

Sa i p\u00ebrket sistemit t\u00eb pagesave, BQK ka harmonizuar korniz\u00ebn rregullative me legjislacionin e BE-s\u00eb dhe ka dor\u00ebzuar para-aplikimin n\u00eb DG FISMA. Ligji p\u00ebr Sh\u00ebrbimet e Pagesave dhe ai p\u00ebr Parandalimin e Pastrimit t\u00eb Parave dhe Luftimin e Financimit t\u00eb Terrorizmit do t\u00eb riiniciohen p\u00ebr miratim n\u00eb Kuvend, pas vendimit t\u00eb Gjykat\u00ebs Kushtetuese. Paralelisht, po zhvillohet sistemi i pagesave t\u00eb menj\u00ebhershme (TIPS Clone), si pjes\u00eb e modernizimit t\u00eb infrastruktur\u00ebs s\u00eb pagesave.<\/p>\n\n\n\n

Guvernatori Ismaili informoi gjithashtu p\u00ebr progresin n\u00eb rregullimin e kripto-aseteve, p\u00ebrfshir\u00eb miratimin e Rregullores p\u00ebr Licencimin e Ofruesve t\u00eb Sh\u00ebrbimeve t\u00eb Kripto-Aseteve dhe p\u00ebrcaktimin e afatit 1 mars 2026 p\u00ebr aplikim nga ofruesit ekzistues dhe potencial\u00eb dhe p\u00ebrshtatje me rregullativen n\u00eb fuqi.<\/p>\n\n\n\n

N\u00eb p\u00ebrmbyllje, Guvernatori i BQK-s\u00eb theksoi se progresi i arritur n\u00eb stabilitetin financiar, mbik\u00ebqyrjen, sistemin e pagesave, qeverisjen, integritetin financiar dhe harmonizimin me standardet e BE-s\u00eb d\u00ebshmon p\u00ebrkushtimin e BQK-s\u00eb p\u00ebr nd\u00ebrtimin e nj\u00eb sistemi financiar t\u00eb q\u00ebndruesh\u00ebm, transparent dhe modern, n\u00eb funksion t\u00eb rritjes s\u00eb q\u00ebndrueshme ekonomike dhe prosperitetit t\u00eb vendit.<\/p>\n\n\n\n

https:\/\/h7.cl\/1jKhn<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Guvernatori i Bank\u00ebs Qendrore t\u00eb Republik\u00ebs s\u00eb Kosov\u00ebs (BQK), z. Ahmet Ismaili s\u00eb bashku me Ministrin e Financave, z. Hekuran Murati dhe Shefin e Misionit t\u00eb Fondit Monetar Nd\u00ebrkomb\u00ebtar (FMN) p\u00ebr Kosov\u00ebn, z. David Amaglobeli, u paraqit\u00ebn para mediave p\u00ebr t\u00eb prezantuar konkluzionet e Misionit t\u00eb rishikimit sipas Nenit IV, i zhvilluar n\u00eb Kosov\u00eb nga […]<\/p>\n","protected":false},"author":1,"featured_media":513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[219],"class_list":["post-511","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bqk"],"_links":{"self":[{"href":"https:\/\/arttmedia.com\/index.php?rest_route=\/wp\/v2\/posts\/511","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arttmedia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arttmedia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arttmedia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arttmedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=511"}],"version-history":[{"count":1,"href":"https:\/\/arttmedia.com\/index.php?rest_route=\/wp\/v2\/posts\/511\/revisions"}],"predecessor-version":[{"id":514,"href":"https:\/\/arttmedia.com\/index.php?rest_route=\/wp\/v2\/posts\/511\/revisions\/514"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arttmedia.com\/index.php?rest_route=\/wp\/v2\/media\/513"}],"wp:attachment":[{"href":"https:\/\/arttmedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arttmedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=511"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arttmedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}